Health & Dental Insurance
If you are an independent professional, you probably don’t have access to traditional employee benefits like Health, Dental, and Drug coverage. And yet, you’re still susceptible to the same health problems as anyone else. Expensive treatments, prescriptions, and high-cost dental work always seem to pop up when you’re least expecting them. And when these unpredictable events occur, they also come with a serious potential to derail your budget. But it doesn’t have to be that way. Our plans are affordable and cover Health, Vision, Dental, and Drugs, and can get you access to 15 paramedical services such as Massage Therapy, Chiropractor, and more.
Key product features
- Extended health care coverage;
- Dental coverage for preventative and basic restorative procedures;
- Life insurance and accidental death and dismemberment coverage;
- A weekly income benefit should you become disabled;
- A long-term disability benefit that activates after 26 weeks of continuous disability;
- An assistance plan for counselling and advisory services.
To learn more, contact Wells Insurance Services today! We will take the time to understand you, your needs, and your family, and offer you an affordable solution that fits your life, perfectly.
Request a quote
Do I have to buy BOTH Health and Dental?
No, you can opt out of Dental if you feel that you already have sufficient coverage through another plan.
How does the Weekly Disability Benefit function?
If you become totally disabled, this benefit pays $250 weekly. Benefits will begin on the first day of an accident or hospitalization and on the 15th day of sickness, continuing for a period of 26 weeks if necessary.
When does Long Term Disability begin to apply and for how long will I receive benefits after becoming completely disabled?
After 26 weeks of continuous total disability, up to $3,000 monthly benefit is paid out tax free. Benefits will be paid out until age 65.