Commercial General Liability
Commercial General Liability (CGL) insurance protects you in the case of claims made as a result of third party injuries or property damage. It’s a crucial risk-management strategy for any business. Even clients and landlords are increasingly requesting independent professionals and business owners to have CGL in place before willingly engaging in any type of contract.
Key product features
- Coverage for third party injuries and property damage;
- Tenant’s Legal Liability;
- Employer’s Liability;
- Voluntary Compensation;
- And Non-Owned Automobile Coverage.
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Why is Commercial General Liability Important?
Unfortunately, you can be sued for any injuries or property damages that occur while working with clients—even if you’re not at fault. This situation is so common that most venues, government parties, and corporations require that you have this type of coverage in place before you engage in any contract. Additionally, if you run your business from home, you could be at risk. For example, if a delivery person slips and falls delivering a work-related package, your typical home owner’s policy may not cover it. Commercial General Liability will.
What does Commercial General Liability cover?
Commercial General Liability covers you in the case of third party injuries and property damage that occurs through your professional activities. It also provides you with insurance for Tenant’s Legal Liability, Employer’s Liability, Voluntary Compensation and Non-Owned Automobile coverage and more.