Commercial General Liability
-
Overview
Commercial General Liability (CGL) insurance protects your business against claims arising from third‑party bodily injury or property damage. It’s an essential component of any effective risk‑management strategy. In fact, many clients and landlords now require independent professionals and business owners to carry CGL coverage before entering into contractual agreements.
-
Key product features
- Coverage for third party injuries and property damage;
- Tenant’s Legal Liability;
- Employer’s Liability;
- Voluntary Compensation;
- And Non-Owned Automobile Coverage.
-
Online application
Contact Wells Insurance Services for more information today!
Request a quote
FAQs
-
Why is Commercial General Liability Important?
Unfortunately, you can be sued for any injuries or property damages that occur while working with clients—even if you’re not at fault. This situation is so common that most venues, government parties, and corporations require that you have this type of coverage in place before you engage in any contract. Additionally, if you run your business from home, you could be at risk. For example, if a delivery person slips and falls delivering a work-related package, your typical home owner’s policy may not cover it. Commercial General Liability will.
-
What does Commercial General Liability cover?
Commercial General Liability covers you in the case of third party injuries and property damage that occurs through your professional activities. It also provides you with insurance for Tenant’s Legal Liability, Employer’s Liability, Voluntary Compensation and Non-Owned Automobile coverage and more.
