Home Business Insurance

• Overview
  If a delivery person slips on your steps while bringing a package for your home business—or if someone is injured as a result of the professional services you provide—you could be held liable. Unfortunately, unless you’ve specifically discussed home business coverage with your broker, you may be left paying damages out of pocket. Many home insurance policies offer only minimal liability coverage for home‑based businesses, and some provide no coverage at all. If you operate a home business, Commercial General Liability insurance is an important consideration. Depending on the nature of your work, however, it may not be sufficient on its own. You may also need Cyber Liability Insurance and Professional Liability Insurance to ensure truly comprehensive protection. At Wells Insurance Services, we take the time to understand your business before guiding you to the right combination of coverage for your unique needs.
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