Life Insurance
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Overview
Most people don’t like to think about life insurance. It’s a complex coverage—one that only comes into effect after a death due to natural or accidental causes—and even considering that possibility can be uncomfortable. We understand that. But if something were to happen to you, would your family or loved ones be able to recover financially without placing significant strain on their assets? A well‑designed life insurance policy can help provide stability and peace of mind when it’s needed most. Let us take that burden off your shoulders. At Wells Insurance Services, we take the time to understand you, your family, and your goals. We then recommend an affordable, best‑fit solution that delivers the long‑term protection you and those you care about deserve.
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Online application
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FAQs
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Why do I need Life insurance?
If you have a family or dependents, your Life insurance can ensure that they won’t suffer financially following your death.
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Does my age affect my Life insurance premiums?
Yes. Typically, the older you are the higher the risk and by association, the premium. That’s why experts recommend purchasing a Life insurance policy when you are younger. However, other factors like gender, medical history, smoking, can also impact your premiums.
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Are there any restrictions as to who I can name as a beneficiary?
There is no restriction to who you can name as a beneficiary. That being said, if a beneficiary is a minor then a Trustee must be appointed for the duration of time until the beneficiary reaches the age of majority.
